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Discussion Starter #1
Do some research - Try to find some brokers who specialise in policies appropriate to your age, gender, make of car or occupation. One example might be the NFU [National Farmers Union] who do car insurance specially for farmers and give very competitive quotes. If you know someone who's got a similar car or occupation to yours, why not simply ask then who insures them? - Chat forums, owners club magazines and garages are all good sources of this kind of anecdotal information.

Be aware - those companies who can afford to do the highest profile advertising are probably not the cheapest!

Get on the phone - Once you've got some companies in mind, get on the phone - Car insurance brokers [3rd parties who are simply giving you a quote and not actually 'underwriting' your policy] often change who supplies their policies and just because they might have given you the best insurance quote in the past does NOT necessarily mean they're actually in a position to give you a competitive quote this time round.

Never take the first quote - The first quotes you'll get back for your car are likely to be on the high side - insurance companies capitalize on the fact that until you've received a few quotes you won't know what's actually a realistic quote - Never take the first quote you get, no matter how competitive it might seem!


Thanks for reading.

KG
 

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Discussion Starter #2
Leg work...

I have not found what I am looking for in bundled insurance package.

I am looking for an online insurance company where I can get a package rate by combining all my insurance needs into one low monthly premium. The best auto insurance quote I've found is at 2insure4less.com. By packaging all my insurance needs together I don't save much at all. It seems the difference is only a couple of dollars, not like to commercials indicate.

I have examined the top insurance companies:

statefarm.com

allstate.com

geico.com

progressive.com

insurance.com

I would like to know what insurance company you use and I'll do some research to see who really is the cheapest. I have a sneaky suspicion that the cheapest auto insurance places do not have huge advertising budgets.

I will post my results on this thread.


Thank you in advance.

KG
 
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